Reference Insurance

About Us

20 years as a licensed insurance broker, I am the insurance broker for all of the Southwest Airline mechanics union, the UPS Store Owners Association and several other large associations. I have a health plan that is a private solution and it's what people want..... FULL comprehensive, BUCAH networked PPO and available to an individual. I personally am on this plan.

I am also a Series 65 licensed IAR advisor, and I hold Estate and Retirement Planning Seminars. I believe in safe growth, and in this chaotic time we are in, if you are close to retirement, this is something we should discuss. Also, I set up legacy wealth transfers to kids and grandkids, Get all of your affairs in order, protect your assets and find the best distribution methods to avoid additional tax. I do Roth conversions, 401K rollovers, 1035 exchanges and annuities.

I have the best Medicare partner in the business. She is so knowledeable. I refer all my retiring SWA guys all oer the country to her. And with that, I have a great senior dental plan with no age limit and includes implants!!

If you have a small company, I love doing the under 10 lives health insurance group. Most brokers won't even do an under 5 group. I will gladly give you and your employees a full service benefits suite.

And if you need to set up a 401k for your company, I can help you with that as well.

I have done this for so long that I have accumulated solutions for all the issues my clients have..... for individual, groups, associations and unions. Reference Insurance / Reference Financial is hee to help you.